OUR SERVICES

This is our financial dealings with any institution that provides business loans, credit, savings accounts, and checking accounts, specifically designed for companies rather than for individuals. If there's one thing that separates us from other banks, it is that we're not just invested in your company, we're invested in you. We don't just work here; we're from here. So we want to help our neighbours succeed. As your company grows and succeeds, we will be right here beside you. So whether you're just starting out, ready to expand, or running a high-volume commercial operation, you'll have a team that can deliver smart, tailored business solutions that meet your specific needs. Whatever your business banking questions are, we'll deliver the answers, personally. This is just the reason why we're always counted upon because we are the best in the banking world.

Our 'Account Services' provides our customers with a vast majority of products to choose from. It gives you access to 'Overdraft Facilities' through which customers are allowed to withdraw more than their deposits. Interest is charged from the customers on the overdrawn amount. This service also allows the option of having 'Cheque/Check Pads' to the account holders. Account holders can draw cheques upon the bank to pay money. Another facility is 'Foreign Currency Exchange' - As customers’ requirement, we exchange foreign currencies with local currencies which is essential to settle down dues in the international trade. 'Bank Guarantees' - Customers are also provided with this facility at their request. Remittance of funds, ATM Services, and such others.

Credit cards are cards that allow their holders to make purchases of goods and services in exchange for the credit card’s provider immediately paying for the goods or service, and the cardholder promising to pay back the amount of the purchase to the card provider over a period of time, and with interest while a debit card is a payment card that deducts money directly from a customer's account when it is used. Also called “check cards” or "bank cards," they can be used to buy goods or services; or to get cash from an automated teller machine or a merchant who'll let you add an extra amount onto a purchase. At Fidelity Credits, we have prioritized the use of these cards to create a hassle-free financial services for our customers online or offline.

Our Internet Banking service is top notch. Transactions are securely conducted electronically via the internet. Our customers' accounts are well protected by 'The Standard Bank-Level encryption encruption which is a 256-bit AES (Advanced Encryption Standard). Most professional-grade security systems — including those we sell — use a similar encryption standard to protect your data from being intercepted by third parties. With this you can pay for goods and services conveniently, check your bank account statement, make money transfers, pay for utilities (depending on the kind of account), apply for foreign currency exchange, block or apply for a new credit or debit card, apply for a pay-day loan, check your credit score, easily refinance your loan and loads more.

Our bank historically deals in commercial loans and investment. We conduct underwriting, loan services, financial advising, and fundraising services for large corporations and high-net-worth individuals (HWNIs). We are experts in international trade, which makes us specialists in dealing with multinational corporations. We are ranked highly with some of the largest merchant banks in the world as our services have been rated an AA in the banking industry. We also provide financing and underwritings in real estate, trade finance, and foreign investment. We are also involved in issuing letters of credit (LOCs) and in the transfer of funds and consult on trades and trading technology. We use a more creative form of financing which allow us the ability to raise funds.